• SAVINGS & INVESTMENTS    

Auto Loans
New, Used or Refinanced

Recreational Vehicles
New motorcycle, boat and travel trailers

Personal Loans
$10,000.00 per signature
Fico 700 and above

Personal Line of Credit
Low variable rate based on Prime Rate
and determined by your FICO score.

Share Secured Loan
3.00% above dividend rate
100% of share balance

Home Equity Line of Credit
Prime Rate (variable) plus credit report & appraisal fee

CUDL
(Credit Union Direct Lending)
Get your credit union auto financing right at the dealership!
Just visit any participating CUDL dealer, request your financing
through your Fort Bragg Credit Union, and drive away in your
new or used vehicle - all in one visit.

• ON-LINE BANKING AND BILL PAY (click Home Banking icon on Home Page - right hand side)
• ATM /POS CARD
• VISA DEBIT CARD
• AUDIO RESPONSE
• PAYROLL DEDUCTION
• DIRECT DEPOSIT
• WIRE TRANSFERS
• MONEY ORDERS
• TRAVELERS CHEQUES
  
  

Our ATM Card is available with your checking account, letting you access your account at any ATM displaying these networks, THE EXCHANGE, ACCEL, INTERLINK and PLUS.  In addition, you can use your ATM card for electronic purchases at restaurants, gas stations, grocery stores and other merchants.

Your ATM card will allow you to do withdrawals from your savings and checking account, balance inquiries, and transfer between accounts.  The daily cash limit is $500.00, point of sale transactions up to $500.00 with a combined maximum total of $1,000.00 each 24-hour period.  As long as your available balance will cover the transaction.

Our VISA Check Card is now available to members who qualify.  This card is an extension of your Fort Bragg Credit Union checking account and can be used as a DEBIT with PIN # or CREDIT where the VISA logo is displayed.  When used as a credit, it is especially convenient for purchasing items over the phone, on-line or securing hotel rooms.  All funds will be debited directly from your checking account either way the card is used.

The daily cash limit is $500.00 maximum for ATM withdraws and $1,000.00 point of purchase as Debit or Credit.


• AUDIO RESPONSE

Audio Response Telephone # 1-800-508-9677

You may use your Audio Response Service to perform the following transactions:

• Obtain account and loan balances
• Obtain loan payment due date and pay off information
• Obtain clearance of specific checks
• Transfer funds between your share and checking accounts
• Make loan payments
• The total transactions cannot exceed $10,000.00 during any 24 hour period
   

Payroll deduction allows eligible members to designate a specified amount of each paycheck to be deposited into their share, checking or loan accounts.  This is an easy and safe way to deposit funds into your accounts before you see it or touch it.  It's like paying yourself first.  You can also arrange to have your loan payments made automatically and never have to worry about the due date or late payments.  When you take advantage of this service, you will receive a 1/4% discount on your loans.  It saves you money, and your own personal time from writing and sending checks in the mail or walking in the payment.

Direct deposit allows your entire paycheck, retirement or social security check to be deposited to your accounts at the Fort Bragg Community Federal Credit Union.  This is a safe and easy way to have your funds available to you immediately even when you are on vacation.  With direct deposit, you never have to wait in line to deposit your paycheck.  It's fast, convenient, and easy to set-up.  All your employer needs is your credit union account number and our routing #3211-7235-8.

To send a Wire Transfer to Fort Bragg Community Federal Credit Union,
please follow the instructions below:

Wire transfer to:  Wescorp FCU
924 Overland Court
San Dimas, CA   91773
Routing # 122041219

1. Further credit to: Fort Bragg Community Federal Credit Union
   Account/Routing # 321172358
   
2. Final Credit to:   Member Name and Account #

 Fort Bragg Credit Union offers Travelers Express Money Orders up to
$1,000.00 with a fee of .75 cents.

American Express Travelers Checks are a convenient way to carry money
safely.  It's reassuring to know that if your travelers checks are lost or stolen,
it is quick and easy to replace them.

Key Features:

VISA Gift Card is a VISA card that is pre-loaded with funds.  Card recipient can
then spend at any merchant that accepts VISA Debit Cards.  You can choose
how much you load onto card and the recipient chooses what to spend it on.
It's the "Perfect Gift".